Products

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HOME PRODUCTS

Home–Guard® Select— owner occupied dwelling that provides replacement coverage up to 100% of insured value including replacement on contents and other structures.

Rented Dwelling— non owner occupied dwelling in town that provides actual cash value coverage. Can include up to 4 units.

Tenant Home–Guard® — coverage for contents up to 100% of insured value for replacement coverage.

Some of the optional coverages available:

  • Theft of Construction Materials
  • Water Backup of Sewer or Drains
  • Earthquake
  • Inland Marine–Special Personal Property Rider
  • Equipment Breakdown–Surge Protection

 

FARM PRODUCTS

Select Home— Package policy for owner occupied dwelling that provides replacement coverage including replacement on contents

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Outbuildings— Actual cash value coverage.

Some of the optional coverages available:

  • Specific Farm Personal Property
  • Blanket Farm Personal Property
  • Cab Glass Breakage
  • Additional Operating Expense
  • Peak Season
  • Theft of Construction Materials
  • Water Backup of Sewer or Drains
  • Earthquake
  • Outside Wiring
  • Submersible Pumps
  • Inland Marine–Special Personal Property Rider
  • Equipment Breakdown–Surge Protection